PayPlan Client Referral

Grieving in Debt: The Unspoken Strain We Must Address


At the National Grief Advice Service, we provide support to individuals and families navigating some of the most challenging moments of their lives. Each day, we encounter those who are not only grappling with the profound sorrow of losing a loved one but are also burdened by the daunting reality of debt that often accompanies such loss.


Grief is already an arduous journey. When combined with financial strain, overdue bills, or the harrowing discovery of a loved one’s financial troubles, it can become utterly overwhelming.

When Grief and Debt Converge 

The challenges of managing finances during times of loss can be overwhelming, whether it’s covering funeral expenses, assuming someone else’s debts, or grappling with your own financial concerns amidst the grieving process. You might find yourself: 

  • A partner suddenly facing the burden of rent, bills, or childcare alone 
  • A young adult navigating a parent's financial matters with minimal support 
  • A family member taken aback by the revelation of unpaid loans or credit cards 
  • Or someone coping with the fallout of a suicide where financial struggles played a role 

Debt impacts more than just your financial situation—it breeds feelings of shame, stress, anxiety, and isolation. Remember, you are not alone, and support is within reach.

How Referring to Our Services Can Help:

Referring individuals to our services offers them the opportunity to receive personalised care and emotional support during their grief journey, often without the need for medication. Our holistic approach focuses on healing the emotional aspects of grief and building resilience, providing a safe space for individuals to process their feelings, connect with others, and work towards recovery in a manner that feels right for them.


Please complete the following details for the individual you are referring to the National Grief Advice Service.